Hi. I’m Bo Johnson with Artesian Financial Group. We are located at 1201 West Third Avenue in Albany. I’d like to talk a minute about peace of mind, which is what we are really in the business of providing for our retired clients and the clients that are approaching retirement. In the last decade we’ve seen tremendous moves in the market which has caused a lot of stress for a lot of people as they watch their retirement nest egg start to diminish. We can mitigate the risk there. We can make sure that the retirement income that’s available for retirement is there where you need it.

In recent years, we have seen the development of certain products offered by insurance companies that can guarantee that you’re going to have a certain accumulation of your income base so that that money will be available for you when you get ready to retire. Not only can we see some accumulation during the accumulation years, but we also can guarantee income during the retirement years. When you get to thinking about retirement, what we really are providing our clients is peace of mind.

Peace of mind means that you don’t wake up every morning worrying about the asset value of your retirement assets. You know that regardless of what happens in the stock market and regardless of the value of the assets in your account, your income is taken care of and your heirs are taken care of. With these newer products offered by the insurance companies, we are able to match those up with our clients to make sure we’re matching the appropriate investment up for the particular client’s needs. And then they can enjoy their retirement in the lifestyle that they want to enjoy during their retirement years. So we do mitigate risk through the use of the advanced products that are available to us today and we’d love to help you.

Again, we’re at 1201 West Third Avenue and if you want to give us a call, our number is 439-1525.