I’m Kirk Rouse with Wel Force Administrators. We’re a third-party administrator in Albany, Georgia. Our company is almost a couple years old. We started as a result of – we’re a third-party administrator. There are a lot of third-party administrators out of the area that were administering partially self-funded health insurance plans for local employers and we wanted to bring that service to Albany. So we brought it, opened an office here and we’re actually paying medical claims; medical, dental and vision claims for partially self-funded clients and fully self-funded clients.

We’re not an insurance company but we do provide an insurance product that protects the employer against the risk that we’re reinsuring but our program is a little bit different than most and healthcare reform has brought this a lot more to the light in the fact that you have an option now. Lots of times an employer will have a health insurance plan that they’re offering to their employees and year after year they get an increase; 10, 20, 30 percent and they have no way to control those costs. So we’re offering some options to help control those costs by intervening with the health of your employees as well. So our claim system integrates the payment of the claim with a diagnosis maybe of the person to help them maybe get a better lifestyle, have some coaching to get some material on whatever condition they may have and as a result, the employer who’s providing the health insurance and lots of times paying most of the premium, the cost’s more under control that way because we’re helping the people of the group manage their health.

Our services are offered through brokers so if you’re an employer out there and you have health insurance for your employees, we can actually work with your broker that you’re working with now. You can have him contact us. Our website iswww.WelForce.com; that’s WelForce with one L, WelForce. Please have your broker contact us and we’ll be glad to work with them.