Options. Who doesn’t love having options? Regardless of economic conditions, most businesses are trying to find any advantage for itself and its employees. Having options with your benefits and retirement plans is a good thing.

Few people are aware that a new form of retirement plans was passed through the Pension Protection Act of 2006. Going effective in January 2010, the DB(k) plan melds a 401(k) savings plan with a small guaranteed income stream from Defined Benefit (DB) pension plans. In an era where the burden to fund plans has shifted to employees, DB(k) offers combined security through pension plan income streams. It also offers individual control over investments using a straightforward approach and tax advantages that Defined Contribution (DC) plans create.

Read more: Atlanta Business Chronicle